Welcome

Vance, Lotane & Bookhardt, P.A.

Cocoa, Florida Debt Collections & Subrogation Law Firm

Dedicated Professionals Who Are Dedicated to Our Clients

Vance, Lotane & Bookhardt, P.A., in Cocoa, Florida, is a creditors' collection law firm serving banks, credit unions, finance companies, hospitals, apartment complexes, apartment management companies, and insurance companies throughout the entire state of Florida.

Recovery of Delinquent Debt is Our Sole Focus

We have been in the business of bad-debt collection for more than 25 years. Recovery of delinquent debt is what we do. Collections are not a sideline at this law firm. Our debt collections and subrogation attorneys and support staff employ best practices in both the technical aspects of consumer debt collection and personal contact with our creditor clients and with their debtors.

We Handle More than 10,000 Files Every Year

The vast majority of our files are resolved without recourse to litigation. However, when it is necessary to go to court, our lawyers are ready to do so. We filed more than 2,400 lawsuits last year, and our attorneys personally went to trial on more than 200 cases.

We Cultivate Trusting Relationships with Our Clients

Despite the high volume of debt collections and subrogation that we handle, we never consider our clients to be simply numbers or "cases." Rather, we cultivate trusting relationships with creditors, who enjoy personal access to our attorneys at all times.

It is not uncommon for our lawyers to give clients their cell phone numbers to allow for 24-hour personal access. We respond quickly and personally to time-sensitive matters such as meeting filing deadlines or responding as required by law to communications from debtors.

Creditors, Debtors, and Collection Agencies, and Auto Insurers: Contact Us

Vance, Lotane & Bookhardt, P.A., welcomes contact from debtors and collection agencies, as well as from creditors including hospitals, credit card companies, finance companies, banks, and credit unions, and apartment complexes and management companies.

If you are a debtor who has received a letter from us, we welcome you to contact us to discuss your pre-litigation options, including:

• payment plans
• reduction of interest or total amount due
• reasonable payment-in-full agreements

Collection agencies are invited to explore a collaborative relationship with our collection law firm.

To learn how we can help your company institute litigation for your client's accounts receivable claims lawsuits, settlement agreements, automobile subrogation, hospital liens, or another matter related to collections, contact the Florida debt collection and subrogation law firm of Vance, Lotane & Bookhardt, P.A..